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Insurance Licensing PA-Title-Insurance-Agent exam : Pennsylvania Producers Examination for Title Insurance Series 16-10

PA-Title-Insurance-Agent Exam Questions
  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 20, 2026
  • Q & A: 67 Questions and Answers
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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
General Insurance Concepts3%
Title Exceptions and Procedures for Clearing Title21%- General exceptions
- Property-related issues
  • 1. Equitable interests
    • 2. Attachments
      • 3. Condominiums
        • 4. Water rights
          • 5. Surveys
            • 6. Mineral rights
              - Liens and encumbrances
              • 1. Judgments
                • 2. Federal liens
                  • 3. Voluntary liens
                    • 4. Involuntary liens
                      • 5. Taxes and assessments
                        Title Insurance Principles- Title insurance policies
                        • 1. Commitments
                          • 2. Enhanced policies
                            • 3. Loan policy
                              • 4. Leasehold policy
                                • 5. Owner's policy
                                  - Insurable interests
                                  • 1. Fee simple estate
                                    • 2. Life estate
                                      • 3. Easements
                                        • 4. Leasehold estate
                                          - Policy structure
                                          • 1. Exclusions
                                            • 2. Endorsements
                                              • 3. Schedule A
                                                • 4. Conditions and stipulations
                                                  • 5. Insuring provisions
                                                    • 6. Schedule B exceptions
                                                      - Title search techniques
                                                      • 1. Chain sheet
                                                        • 2. Hard copy index
                                                          • 3. Computer index
                                                            - Risks covered by title insurance
                                                            • 1. Hidden off-record risks
                                                              • 2. Errors by producer
                                                                • 3. Errors in public records
                                                                  Insurance Regulation12%- State regulation
                                                                  • 1. Commissioner's general duties and powers
                                                                    - Licensing
                                                                    • 1. Cease and desist orders
                                                                      • 2. Assumed names
                                                                        • 3. Reporting of actions
                                                                          • 4. Continuing education
                                                                            • 5. Title producer additional requirements
                                                                              • 6. Address change
                                                                                • 7. General requirements
                                                                                  • 8. Revocation, suspension, nonrenewal or denial of license
                                                                                    • 9. Disciplinary actions
                                                                                      • 10. Renewal
                                                                                        • 11. Persons to be licensed
                                                                                          • 12. Maintenance and duration
                                                                                            • 13. Appointment procedures
                                                                                              • 14. Licensing process
                                                                                                • 15. Expiration
                                                                                                  - Producer regulation
                                                                                                  • 1. Prohibited acts
                                                                                                    • 2. Charges for extra services
                                                                                                      • 3. Unfair inducements and marketing practices
                                                                                                        • 4. Record keeping
                                                                                                          - Federal regulation
                                                                                                          • 1. Fraud and false statements (18 USC 1033/1034)
                                                                                                            • 2. Fair Credit Reporting Act
                                                                                                              - Title insurance law requirements
                                                                                                              • 1. Examination of title required
                                                                                                                - Company regulation
                                                                                                                • 1. Unfair claims settlement practices
                                                                                                                  • 2. Rates regulation
                                                                                                                    • 3. Solvency requirements
                                                                                                                      - Unfair trade practices
                                                                                                                      • 1. Boycott, coercion or intimidation
                                                                                                                        • 2. Rebates and inducements
                                                                                                                          • 3. Defamation
                                                                                                                            • 4. Twisting
                                                                                                                              • 5. Unfair discrimination
                                                                                                                                • 6. False advertising
                                                                                                                                  • 7. Misrepresentation

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

                                                                                                                                    A) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
                                                                                                                                    B) Probate the estate of John.
                                                                                                                                    C) Nothing is required.
                                                                                                                                    D) Record in the county where the property is located a certified copy of John's death certificate.


                                                                                                                                    2. A chain of title is best described as

                                                                                                                                    A) an opinion of title provided by an attorney.
                                                                                                                                    B) an historical record of liens on the property.
                                                                                                                                    C) a series of conveyances of public record.
                                                                                                                                    D) a grantor/grantee index.


                                                                                                                                    3. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

                                                                                                                                    A) highway.
                                                                                                                                    B) iron pin.
                                                                                                                                    C) fence line.
                                                                                                                                    D) corner of a recorded subdivision lot.


                                                                                                                                    4. What must accompany the satisfaction piece when presented for recording?

                                                                                                                                    A) The payment record
                                                                                                                                    B) The final receipt
                                                                                                                                    C) The original mortgage instrument
                                                                                                                                    D) The certificate of title


                                                                                                                                    5. An ALTA survey of the land could disclose all of the following EXCEPT

                                                                                                                                    A) a pond located on the land.
                                                                                                                                    B) a violation of the setback line.
                                                                                                                                    C) the improvements on the land.
                                                                                                                                    D) a property line lawsuit.


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: D
                                                                                                                                    Question # 2
                                                                                                                                    Answer: C
                                                                                                                                    Question # 3
                                                                                                                                    Answer: D
                                                                                                                                    Question # 4
                                                                                                                                    Answer: C
                                                                                                                                    Question # 5
                                                                                                                                    Answer: D

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