Wasting rest time on inefficient review is the real cost of bad materials. TorrentExam respects your calendar: 120 practice questions for the Hawaii-Life-Producer exam that make every scattered ten minutes count, delivered within one minute of purchase in 2026.
Insurance Licensing Hawaii-Life-Producer Exam Overview:
| Certification Vendor: | Hawaii Department of Commerce and Consumer Affairs (DCCA) Insurance Division / Pearson VUE |
|---|---|
| Exam Name: | Hawaii Life Producer Exam |
| Exam Number: | InsHI_Life01 / OPLife01 |
| Exam Duration: | 120 minutes |
| Exam Format: | OnVUE online proctored delivery, General Knowledge section, Hawaii State-Specific section, Multiple-choice questions, Test center delivery, Computer-based examination |
| Related Certifications: | Hawaii Life Producer License Hawaii Resident Insurance Producer License |
| Certificate Validity Period: | License expiration and renewal requirements apply; certification validity is not separately specified for the examination |
| Passing Score: | 70 (scaled score) |
| Exam Price: | $75 |
| Real Exam Qty: | 96 (85 scoreable questions plus 11 pretest questions) |
| Available Languages: | English |
| Recommended Training: | Pearson VUE Hawaii Insurance Practice Tests |
| Exam Registration: | Hawaii DCCA Insurance Division - Examination Information Pearson VUE Hawaii Insurance Licensing |
| Sample Questions: |  |
| Exam Way: | Computer-based examination at a Pearson VUE test center or through Pearson VUE OnVUE online proctoring. Test-center exam codes: InsHI_Life01. Online-proctored exam code: OPLife01. The examination consists of a 75-minute General section and a 45-minute Hawaii State section. |
| Pre Condition: | Candidates must be at least 18 years old to be licensed. Hawaii does not require a specific pre-licensing education program or otherwise pre-screen examination candidates. Initial resident producer applicants generally must pass the required examination, complete fingerprinting, and submit the license application. Examination exemptions may apply to certain previously licensed or qualified applicants. |
| Official Syllabus URL: | https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121201.pdf |
Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Hawaii Laws and Rules Pertinent to Life Insurance Only | 12% | - Group life
- Marketing methods and practices
- Participation in surplus |
| Topic 2: Types of Policies | 15% | - Combination plans and variations
|
| Topic 3: Hawaii Laws and Rules Common to Life, Accident and Health, Property, Casualty and Personal Lines Insurance | 23% | - Licensing
- Insurance Commissioner
|
| Topic 4: Life Provisions, Riders, Options, and Exclusions | 15% | - Policy riders
|
| Topic 5: Retirement and Other Life Insurance Concepts | 8% | - Third-party ownership - Life settlements - Retirement plans
- Group life insurance
- Life insurance needs analysis and suitability
|
| Topic 6: Completing the Application, Underwriting, and Delivering the Policies | 12% | - Underwriting
|
Hawaii-Life-Producer Exam FAQ for Busy Candidates
TorrentExam refunds you in full if you take the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Delivery is by email within 1 minute of purchase — contact support if nothing arrives within 2 hours.
The Hawaii-Life-Producer exam is a Insurance Licensing certification exam covering the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) syllabus shown above. It forms part of these credential paths: Hawaii Resident Insurance Producer License, Hawaii Life Producer License. Most candidates are working people studying around jobs and families, which is why TorrentExam built its 120 practice questions for fragmented schedules — PDF, Desktop Test Engine, and Online Test Engine formats included.
Computer-based examination at a Pearson VUE test center or through Pearson VUE OnVUE online proctoring. Test-center exam codes: InsHI_Life01. Online-proctored exam code: OPLife01. The examination consists of a 75-minute General section and a 45-minute Hawaii State section. Register for the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) exam through these official channels:
Once your date is confirmed, your TorrentExam practice questions arrive by email within 1 minute, so the study clock starts immediately.
The official Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) outline divides the exam into 6 domains, the largest being Hawaii Laws and Rules Pertinent to Life Insurance Only (12%), Retirement and Other Life Insurance Concepts (8%), and Types of Policies (15%). The full list is in the topics section above, and TorrentExam's 120 practice questions address every domain in it.
Registration for the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) exam costs $75, and the passing score is 70 (scaled score). Retaking means paying the fee again, so check your level with the TorrentExam engines before you commit to a date.
Everything needed to start the minute your order arrives: 120 practice questions for the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) exam in three formats — a printable, expert-prepared PDF with instant download; a Desktop Test Engine for Windows that simulates the real exam with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. Also included: a free demo, 365 days of free updates, a 50% renewal discount afterward, unlimited installations, and remote installation guidance from professional IT staff if you need it.
Insurance Licensing recommends these training resources for the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) exam:
Reinforce the training with the 120 practice questions from TorrentExam — short, frequent sessions fit working schedules better than marathon weekends.
Candidates must be at least 18 years old to be licensed. Hawaii does not require a specific pre-licensing education program or otherwise pre-screen examination candidates. Initial resident producer applicants generally must pass the required examination, complete fingerprinting, and submit the license application. Examination exemptions may apply to certain previously licensed or qualified applicants. Since requirements can change, confirm the current version on the official Insurance Licensing exam page before scheduling.
The Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) exam contains 96 (85 scoreable questions plus 11 pretest questions) with a limit of 120 minutes. That is tight pacing — rehearse it in the TorrentExam Desktop Test Engine's timed mode until it feels natural.
Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:
An individual annuity contract delivered in Hawaii that requires continuing stipulated payments must generally provide a grace period of at least:
- A. 30 days
- B. 10 days
- C. 15 days
- D. 45 days
Correct Answer: A 🗳️
Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).
An insured lapsed a Life insurance policy one year ago and now wants to reestablish this coverage. The policy may be placed in force under the:
- A. Consideration clause
- B. Reinstatement provision
- C. Grace Period provision
- D. Renewability clause
Correct Answer: B 🗳️
Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).
For a public employee association to qualify as the policyholder of a group life insurance policy in Hawaii, the association must have been formed:
- A. solely for collecting insurance premiums
- B. for purposes other than obtaining insurance
- C. by an insurance company
- D. primarily for the purpose of purchasing insurance
Correct Answer: B 🗳️
Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).
A corporation offers a $10,000 employee group Life policy and pays a $5 monthly premium for each covered employee. How much additional taxable income per employee MUST the corporation report?
- A. Only premiums exceeding $30 a year
- B. Only premiums exceeding $50 a year
- C. No premium tax is required
- D. All premiums paid in a year
Correct Answer: C 🗳️
Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).
R is insured under a $25,000 Whole Life policy with an Accidental Death Benefit rider. If R dies as the result of a heart attack while driving to work, R's beneficiary will receive a maximum of which of the following amounts?
- A. $50,000
- B. $75,000
- C. $0
- D. $25,000
Correct Answer: D 🗳️
Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).
Viewing page 1 out of 24 pages.
Viewing questions 1-5 out of 120 questions.
Hunter 
Richard 
Isabel 
Burton 
Barnett 
Pandora 
Tiffany 
Barret 
Levi 
Lyndon 
Jonathan 
Thomas 
Clyde 
Maggie 
Charles 
Saxon 
David 
Sarah 
Tiffany 
Willie 
