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Insurance Licensing InsNV_Health02 exam : NV Accident and Health

InsNV_Health02 Exam Questions
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Oct 14, 2026
  • Q & A: 132 Questions and Answers
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About Insurance Licensing InsNV_Health02 Exam Guide

Confidence before an exam rarely comes from cramming; it comes from familiarity. Repeated runs through 132 timed practice questions on the TorrentExam engine make the InsNV_Health02 format feel routine long before the real test day.

Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:Nevada Division of Insurance / Pearson VUE
Exam Name:Nevada Accident and Health Insurance Producer Examination
Exam Number:NV_Health02
Available Languages:English
Passing Score:70%
Exam Format:Multiple Choice
Exam Price:$50 USD
Exam Duration:180 minutes
Real Exam Qty:150
Certificate Validity Period:License validity varies according to Nevada insurance licensing requirements
Related Certifications:Nevada Insurance Producer License
Recommended Training:Nevada Approved Insurance Pre-Licensing Education Providers
Exam Registration:Nevada Division of Insurance Licensing
Pearson VUE Nevada Insurance Licensing Exam Registration
Sample Questions:Insurance Licensing InsNV_Health02 exam demo
Exam Way:Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available.
Pre Condition:Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license.
Official Syllabus URL:https://doi.nv.gov/Consumers/Licensing/

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Topic 1: General Insurance Regulation- Licensing Requirements and Responsibilities
  • 1. Producer licensing requirements
    • 2. Continuing education and license maintenance
      - Nevada Insurance Department and Regulatory Authority
      • 1. Commissioner of Insurance powers and duties
        • 2. Insurance laws, rules, and regulations
          Topic 2: Health Insurance Policy Provisions- Claims and Benefits
          • 1. Benefit determination and payment
            • 2. Claim procedures
              - Mandatory and Optional Provisions
              • 1. Policy requirements and clauses
                • 2. Renewability provisions
                  Topic 3: Accident and Health Insurance Fundamentals- Types of Health Insurance Policies
                  • 1. Group health insurance
                    • 2. Managed care plans
                      • 3. Individual health insurance
                        - Medical Expense Insurance
                        • 1. Major medical plans
                          • 2. Hospital, surgical, and physician expense coverage
                            - Disability Income Insurance
                            • 1. Elimination periods and benefit periods
                              • 2. Disability definitions and benefits
                                Topic 4: Government Health Insurance Programs- Medicare
                                • 1. Medicare parts and eligibility
                                  • 2. Medicare supplement insurance
                                    - Medicaid and Other Programs
                                    • 1. Medicaid eligibility and coverage
                                      Topic 5: Producer Duties and Ethics- Sales Practices
                                      • 1. Unfair trade practices
                                        • 2. Advertising and marketing rules
                                          - Ethical Responsibilities
                                          • 1. Consumer protection requirements
                                            • 2. Fiduciary responsibilities
                                              Topic 6: Insurance Basics- Risk Management and Insurance Concepts
                                              • 1. Insurance principles and contract characteristics
                                                • 2. Types of risk and methods of handling risk
                                                  - Insurance Contracts
                                                  • 1. Policy provisions, riders, and exclusions
                                                    • 2. Contract elements

                                                      What Candidates Ask About Insurance Licensing NV Accident and Health

                                                      The Insurance Licensing NV Accident and Health content is the same across all three formats: a printable PDF, a software engine, and an online engine. The free demo lets you try each interface before buying, so you can pick the one that matches how you study rather than guessing.

                                                      The package contains 132 practice questions for the InsNV_Health02 exam, all verified by our IT experts. A free demo is available so you can review the style before you buy.

                                                      • General Insurance Regulation ()
                                                      • Producer Duties and Ethics ()
                                                      • Insurance Basics ()

                                                      Use the weights above to divide your study time where it matters most.

                                                      The engine presents Insurance Licensing NV Accident and Health questions in random order, so each session feels like a fresh test rather than a memorized list. After every simulated exam you receive a score, and your errors are clearly marked, which makes it easy to see your weak and strong areas and build a focused study plan.

                                                      The real InsNV_Health02 exam gives you 180 minutes minutes for 150 questions. The engine lets you rehearse under the same kind of time pressure, so pacing decisions become automatic.

                                                      Pearson VUE Nevada Insurance Licensing Exam Registration: register for InsNV_Health02

                                                      Nevada Division of Insurance Licensing: register for InsNV_Health02

                                                      Nevada Approved Insurance Pre-Licensing Education Providers: Visit official page

                                                      To pass InsNV_Health02 you need 70%, and the official fee is $50 USD. Setting the target score early makes it easier to measure your progress in practice tests.

                                                      Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license.

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      Question #1

                                                      R, a self-employed stockbroker, becomes totally disabled on January 1 and receives $1,500 a month for the next twelve months from her own Individual Disability Income policy, for which she had paid the premium.
                                                      How much of this income is subject to federal income tax?

                                                      • A. $0
                                                      • B. $12,800
                                                      • C. $18,000
                                                      • D. $9,000
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

                                                      Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).

                                                      Question #2

                                                      A producer offers a prospective life insurance applicant a gift card that is not stated in the policy as an inducement to purchase coverage. Which prohibited practice is most directly implicated?

                                                      • A. Rebating
                                                      • B. Assignment
                                                      • C. Subrogation
                                                      • D. Coinsurance
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

                                                      Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).

                                                      Question #3

                                                      In a cross-purchase buy-sell agreement funded by life insurance, who typically owns the policy on each business owner?

                                                      • A. The business entity owns every policy.
                                                      • B. The producer owns the policy until death occurs.
                                                      • C. Each owner owns policies on the other owners.
                                                      • D. The insured owner's children own the policy.
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

                                                      Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).

                                                      Question #4

                                                      A policy pays a stated dollar amount for each day an insured is confined to a hospital, regardless of the actual hospital bill. What type of coverage is this?

                                                      • A. Major medical insurance
                                                      • B. Hospital indemnity insurance
                                                      • C. Comprehensive dental insurance
                                                      • D. Disability buy-sell insurance
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: B  🗳️

                                                      Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).

                                                      Question #5

                                                      Under the Guaranteed Renewable provision in a policy issued to a group of persons having a common occupation, an insurance company may NOT terminate coverage on a group member if the member:

                                                      • A. becomes disabled
                                                      • B. ceases to fall within the eligible classification
                                                      • C. ceases to be actively employed
                                                      • D. reaches the age specified in the policy
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

                                                      Explanation: Only visible for TorrentExam members. You can sign-up / login (it's free).

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